Houston TX – The Stop Foreclosure Institute recently received a question from James. Here was his question.

A bank should accept your short sale when the following rules apply. All banks and servicers have a fiduciary duty to the investor of the loan.

If they own the loan themselves, they have a fiduciary duty to their stockholders. The duty is to get that investor the most money possible. So, a lender should accept an offer if it will net the most money.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Your only job is to prove that to the negotiator. Do that by showing them that the property has been on the open market for 60-90 days. We need to be able to show that the house was easy for buyers to see and other agents to show.

Tell the lender the following, “I have an experienced agent selling my home. It has been on the market for X days. I have lived there the entire time and kept up on the house. It looks good.

43 buyers have looked at the home since then. Out of that, only 3 buyers expressed interest. Out of those 3 buyers, the current buyer is the one willing to pay the most money. My agent is doing a great job marketing my home.

With the current foreclosure case status, the home won’t be foreclosed until June or July. When you foreclose on the house, I will move out. The house won’t be kept up anymore.

The new agent will be working on 20 other homes and won’t promote the home as well as my current agent. This means there will be less buyers looking for a home.

Do you honestly think the home is going to sell for more money then? Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at soldbymichelle@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 832-274-5007

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Houston loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Michelle Gonzales.

Michelle is a Real Estate Agent at RE/MAX 360. Houston Short Sales Realtor:

Phone: 832-274-5007. soldbymichelle@gmail.com.

“Educating the Homeowner, One by One!”

View My homes for sale at www.yourhoustonhomesource.com.

Michelle Gonzales specializes in loan modification assistance and short sales in Houston Texas. Houston Loan Modification Help, Houston Short Sales. Houston Short Sale Realtor Houston TX Short Sales. Houston Realtor.

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