Here is an interesting bit of information from REALTOR Magazine about Wells Fargo Bank wanting regulators to set a standard down payment of 30%.  This would put the real estate industry on life support. 
Down Payments Under 30% Risky?
The mortgage industry is divided over how much down payment a borrower should be required to have in order to be considered less risky. Regulators have until April to come up with a down payment requirement as part of the Dodd-Frank financial overhaul legislation.
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