From Foxnews.com comes this bit of information.  "In exchange for a two-month tax cut, the Senate on Saturday approved a permanent increase in fees attached to mortgages backed by Fannie Mae, Freddie Mac and the Federal Housing Administration (FHA). 

The fee hike would apply to new mortgages and new refinances, and would last for the life of the loans."

Considering the need for the country to get housing going again to help pull the country out of this recession, it seems that Congress is working against us.

The news article is here: