It's often I talk to clients who complain about how tough it is to get a loan, or they believe they need a huge down payment to qualify.  There is a common misconception about loan availability and programs that may address their concerns. 
 

In a recent article in the L.A. Times article, “Doug Lebda, founder and chief executive of LendingTree, the online site that allows banks to make competing offers to applicants, believes that "the fear of being rejected" because they don't conform to standards that may not even exist is keeping qualified applicants on the sidelines for no reason.”

You can find the article here.