From Nerdwallet.com; If you’ve been thinking about making the leap into homeownership, you may be pleased to learn that the next three months could be the best time to buy so far this year. One reason: Mortgage rates haven’t made a big move up — yet. In fact, Freddie Mac’s weekly survey of mortgage rates finds little movement among the most popular options:

• 30-year fixed-rate mortgages averaged 3.85% with an average 0.6 point for the week ending Oct. 1, 2015.  A year ago, the rate averaged 4.19%.

• 15-year fixed rates averaged 3.07% with an average 0.7 point. The same term priced at 3.36% a year ago.

• 5-year adjustable-rate mortgages priced at 2.91% with an average 0.4 point. Last year at this time the same ARM averaged 3.06%.

In addition to continuing low mortgage rates, there are two other reasons why it’s easier for buyers to purchase a home than it has been any time so far this year. To find out what those reasons are, look here for this informative article.