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Cy-Fair Real Estate

News and information as it relates to communities and home buying / selling in the Cypress, TX area. I also have a passion for technology and include technology related posts from time-to-time.

Harris County Property Tax – Over 65 Exemptions


April 6th, 2011


If you are 65 or older and live in a house in Harris County, you definitely need to remember to file for the over 65 exemption.

Benefits of the over 65 exemptions:

  • Deductions for your home appraisal value for school, county and even MUD taxes
  • School taxes are capped at the amount you paid the first year you qualify (unless you add-on to your house)
  • You do NOT need to be 65 years old at the first of the year to qualify
  • Over 65 deductions on top of your deductions you get with your homestead exemptions

Here are the current deduction amount for Cy-Fair School District:

  • Cy-Fair ISD: $25,000
  • Harris County: $160,000
  • Lone Start College: $75,000
  • MUD: Most range between $10,000 to $20,0000

I explained how the homestead exemption worked in Cy-Fair in this blog post.  The below table expands on that example with the addition of the over 65 deductions on a $250,000 appraised value home in Coles Crossing MUD #365.

Over 65 Tax Exemption

Appraised Value 250000
Tax Rate Taxes (Pre-Homestead) Post-Homestead Taxable Value Over 65 Exemptions Over 65 Taxable Value Taxes (Over 65)
CYPRESS-FAIRBANKS ISD 1.43% $3,575.00 $185,000.00 $25,000.00 $160,000.00 $2,288.00
HARRIS COUNTY 0.39% $970.13 $200,000.00 $160,000.00 $40,000.00 $155.22
HARRIS CO FLOOD CNTRL 0.03% $73.05 $200,000.00 $160,000.00 $40,000.00 $11.69
PORT OF HOUSTON AUTHY 0.02% $51.35 $200,000.00 $160,000.00 $40,000.00 $8.22
HARRIS CO HOSP DIST 0.19% $480.40 $200,000.00 $160,000.00 $40,000.00 $76.86
HARRIS CO EDUC DEPT 0.01% $16.45 $200,000.00 $160,000.00 $40,000.00 $2.63
LONE STAR COLLEGE SYS 0.12% $294.00 $245,000.00 $75,000.00 $170,000.00 $199.92
HC MUD 365 0.52% $1,300.00 $250,000.00 $20,000.00 $230,000.00 $1,196.00
HC EMERG SRV DIST 9 0.06% $150.00 $250,000.00 $0.00 $250,000.00 $150.00
TOTAL: $6,910.38 $5,656.72 OVER 65 TOTAL: $4,088.54
Effective Tax %: 2.76% 2.26% Effective Tax %: 1.64%

Cy-Fair Real Estate
18810 Ellis Bend Drive, Cypress, TX 77433   Get Directions
Phone: (713) 446-1018
Fax: (713) 481-1499