Did you know once a year, you can order from the 3 credit reporting agencies a copy of your credit rpt and it is free! Take advantage & do this today so that you can make sure your credit is not being used or stolen by someone else!!!

Credit Reporting Agencies - How to Contact Them

This information on the credit reporting agencies may change, but is current as of April 2010. If the numbers have changed, don't call us to get a number or an address if the one listed here isn't right - the info below is all we have. However, we've written up a complete article on how to find the right number to call and how to get to a live human being.

• Equifax 1-800-685-1111 - you can get a free report if you have been denied credit in the last 60 days. Make sure that you order only the credit report. Mail within 48 hours.
• TransUnion 1-800-916-8800 - receive within 6 to 8 business days.
• Experian 1-888-397-3742 - receive within 8 to 10 business days.

Caution: If your phone request gets lost, you'll have to write to them anyway. If your letter is after 30 days of being denied credit, employment, or insurance, you might have to pay for the report. It would be a good idea to mention in your letter the date that you requested the report by phone. Your written request should contain proof of your identity and current address, such as your driver's license and a copy of a utility bill.

Experian
NCAC
P.O. Box 9556
Allen, TX 75013

Equifax Information Services
P.O. BOX 740256
Atlanta, GA 30374

TransUnion
Customer Disclosure Center
Trans Union Consumer Relations
P.O. Box 2000
Chester, PA 19022-2000

When mailing your request, make sure you send all of the information contained here.

Experian
Office in TX: 1-888-397-3742
Business: 1-888-211-0728

Equifax Information Services
Business Line (also has option for Personal): 1-888-202-4025
Office in GA: 1-800-685-1111
Dispute Fax #: 1-888-826-0573
Business: 1-802-304-0364
General: 1-800-797-6801

TransUnion
Office in PA: 1-800-888-4213
1-888-259-6845 (6am-12 pacific time)
1-800-916-8800 (consumer relations)