How to over come Bad Credit...

How to climb out of the bad credit hole

(ARA) - You're not a bad person. So why is your credit score low?

To lenders, it doesn't matter whether your credit score is accurate or not. It's the only reflection they have of you.

If that number is low and your credit report entries tell the wrong story, you're out of luck when it's time to get a home mortgage, auto loan, credit card or other form of credit. They'll either say no, or charge you a high interest rate.

Either way, you lose. A bad credit score is like a hole you can't get out of, or a cliff you're clinging to. You need some help!

What can you do about a low credit score?

You have three options when it's time to do improve your credit score.

• Change your identity and start all over. Not gonna happen!
• Try and work directly with the "big three" credit reporting companies to get your record cleaned up. Not gonna happen!
• Get with an experienced firm that knows how to clean up credit records, make them favorable again, and raise your credit sore. This is the only way to make it happen!

Who can improve your credit score right now?

Lexington Law has been helping consumers clean up their credit records, and improve their credit scores by 100 to 150 points, for more than 20 years now. Lexington has done it for over half-million clients, removing millions of questionable items like these from their credit reports:

• Inaccuracies
• Misleading entries
• Incomplete entries
• Late payments
• Charge-offs
• Collections
• Bankruptcies
• Old entries

Twenty-two experienced attorneys and over 400 paralegals across 16 states know exactly how to work with the "big three" credit tracking companies to get your credit repaired, and get you out of the hole or off that cliff.

It's a great feeling to have your credit repaired and get access to the loans and credit you might need, at rates you can afford. A small investment in improving your credit score pays back many times over. That's what Credit Repair Service from Lexington Law can do. Mortgagors, insurance companies, even potential employers, all reference credit reports. You need yours clean.

Here's what clients are saying

"You guys did a great job! My beacon score went up 90-plus points in less than a year. I went from horrible credit, to marginal to good credit." K.D.

"I love you guys. We are having our FIRST Thanksgiving because of you in our OWN HOME!!! THANK YOU!!!" The S's

"Because of the awesome work you guys did, I was able to get both myself and my wife new cars. And to think, a year or so ago, I couldn't get anything without unreal interest and all that." M.F.

FREE Credit Review and Credit Repair Consultation

Click here to schedule a FREE credit consultation with a Lexington Law professional. Your free consultation includes a complete review of your credit report and score, along with a chance to hear Lexington's recommended solutions. There is no obligation.

Sponsored content provided by Lexington Law. Copyright ARAnet, Inc.