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Hi, I am Kim Buish (pronounced Bush). I may not be related to former President Bush, but I CAN help you whether you want to buy a WHITE HOUSE, a blue house or a yellow house! Please check back often for IMPORTANT and HELPFUL Real Estate information.
JUL
28

There’s no denying that 2015 is the year for you to buy a Houston Texas Home thanks to historically low mortgage interest rates and great home prices.

Before you start searching for homes make sure you follow these tips to improve your credit since buyers who have a credit score of 700 or higher are able to qualify for low mortgage interest rates and buy the homes of their dreams.

Step 1 – Pay Your Credit Accounts To 30% Of Their Limit

Although you may have one or more credit card that’s close to it’s limit right now, you should pay those credit cards to 30% of their limit because, this will show the credit bureaus that you are managing your credit responsibly and this will lower your debt-to-income ratio as well.

Never close credit accounts because you can actually hurt your credit score by closing credit accounts rather than leaving those accounts open.

Step 2 – Pull Your 3-In-1 Credit Report

In order to get a clear picture of what all of the credit bureaus are reporting about you it’s important for you to get your 3-in-1 credit report because, this will show you what your credit reports are from Transunion, Equifax and Experian.

Step 3 – Fix Errors On Your Credit Report

After you purchased your 3-in-1 credit report you should review your credit report for errors because, there could be one or more Credit Bureaus that are reporting inaccurate or false information about you on your credit reports.

Step 4 – Pay Your Bills On Time

Don’t hesitate to pay your bills on time every month including making payments in advance because, this will also positively help you to improve your credit score as well.

Buy A Houston Texas Home

To get started with buying a Houston Texas Home contact me, Kim Buish, Realtor ® with Red Door Realty & Associates by calling me at (713) 819-1642 or CLICK HERE.

JUL
24

Are you thinking about buying a home in Houston Texas? If so, there’s never been a better time than right NOW to buy a home because, the Real Estate market is growing fast and you don’t want to miss out on your opportunity to own a piece of Texas.

Before you buy in Houston it’s important that you follow these simple tips to prepare yourself for becoming a homeowner.

Tip #1 – Establish a Budget

When you establish a budget for buying a home it should be based on what you can afford on a monthly basis because, you should still be able to pay your monthly bills, and mortgage payment while continuing to live comfortably.

Tip – Most lenders require a debt-to-mortgage ratio of at 25 to 30 percent so you might want to pay off those old loans or credit cards before applying for a mortgage loan.

Tip #2 – Develop Your Home Search Criteria

What type of home do you want to buy?

Are you interested in a ranch style home, townhome or craftsman style home?

As important as style is for the home that you want to buy in Houston, you should also think about bedrooms, bathrooms and square footage for your dream home as well.

#3 – Decide On Where You Want To Buy a Home

Now that you have your home search criteria established you should next think about where in Houston you want to live and have at least three different locations for your Real Estate Agent to search for homes in.

#4 – Save For Your Down Payment

Last of all, but most important, you should save at least 20 percent for the down payment on your home because, a 20 percent down payment means you will have a lower mortgage payment each month and you won’t have to pay Private Mortgage Insurance (PMI) either.

Buy a Home in Houston

To get started with buying a home in Houston contact me today, Kim Buish, Realtor ® with Red Door Realty and Associates by calling me at (713) 819-1642 or CLICK HERE.

JUL
17

By Kim Buish

You’ve been watching the news about the Real Estate market and have been thinking about selling your Houston Texas Home all year but aren’t sure if now is the right time for you to sell or not.

Although most Realtor’s and analysts will tell you different reasons why you should sell your home, here are four real signs that you can look to for knowing that now is the right time for you to sell your Houston area home.

You Paid Off Your Non-Mortgage Debts

One of the best positions you can be in is to have zero non-mortgage debt and money in the bank; if this is the case with you then NOW is a great time for you to sell because, you’ve mastered the art of managing your finances and could move up to a bigger home, or downsize and potentially buy a smaller home for cash.

Another important reason to pay off your non-mortgage debt is that this will help you to lower your debt-to-income ratio and ultimately make it easier to pay your mortgage and expenses which come with owning a home.

You’ve Built Equity In Your Home

After the recent collapse of the Real Estate market almost nobody had equity in their homes; but that’s changed, and as of 2015 and most people are no longer underwater with their mortgages.

If you have at least 20% equity in your home you should consider selling your home, then using the equity to buy another home because, putting down 20 percent means you will avoid having to pay Private Mortgage Insurance (PMI).

What is PMI? The PMI payment is usually paid monthly as part of the overall mortgage payment to the lender. Over several years of paying on the loan and once the borrower has paid enough towards the principal amount of the loan (to cover the 20%), they can contact their lender and ask that the PMI payment be removed. Source - Investopedia

Your Family Has Outgrown Your Houston Home

Yes, you can outgrow your home, especially if you have children, this is the perfect time to start searching for a bigger home with more bedrooms and bathrooms or an office, bigger garage or possibly space for a yoga studio.

Tip – Even if your children have already grown you should consider buying another Houston Texas home which is in a great school district because, this will help the resale value of your home.

You Can Afford To Move

Last of all, but most important, you have at least $2,000 saved and are able to afford hiring a professional moving company to help you move.

You’re going to want to hire a moving company because, they will make your transition from one home to the other a lot easier plus a moving company will save you money as well since you won’t have to make multiple trips back and forth between homes.

Contact Me

To learn more reasons why you should sell your Houston Texas Home, or to view homes for sale, contact me today by calling (713) 819-1642 or CLICK HERE to connect with me through my website. 

JUL
10

By Kim Buish

One of the best ways to increase the value of your Houston Home for sale is with an outdoor patio.

Although improving curb appeal might seem stressful, and or difficult for some people, the reality is that it’s easy to do this when you start with creating an outdoor patio that’s both stylish, functional and welcoming at the same time.

Having a great outdoor patio is important because, it’s one of the first things which will catch the eye of buyers from the street, creates an excellent first impression, and serves as an extension of the home or outdoor living space.

Learn more about how to create an excellent outdoor patio by following these simple tips:

Tip #1 – Choose The Right Outdoor Materials

When creating a stylish outdoor patio for your Houston Home you should first focus on choosing the right materials for this space that will set the tone for the overall feel or style of your home and reflect the style of your home’s interior.

Tip #2 – Create A Functional Outdoor Space

If the patio on your Houston Home is an uncovered space which is exposed to the elements all year long you should consider covering that space by adding an arbor, pergola or trellis because, these shade elements will also contribute towards giving your patio an exquisite outdoor look and feel.

Tip #3 – Add An Outdoor Fire Pit

Fire pits are an excellent addition to an outdoor patio because, they are a functional element that will enable people to enjoy the outdoor patio all year long.

Tip #4 – Build An Outdoor Kitchen

It’s no secret that more homeowners are spending time outdoors all year long grilling or barbecuing and you can add value to your home by creating a great outdoor kitchen which includes a large eating area, grill, prep area and mini fridge for storing drinks or ingredients which you will use for cooking outdoors.

Tip #5 – Choose The Right Decorations

When decorating the outdoor patio of your Houston Home you should choose decorations which are stylish but are also functional at the same time including being waterproof so they will withstand bad weather.

Tip #6 – Invest In Great Outdoor Furniture

As you wrap up decorating your outdoor patio you should also focus on buying great furniture which is functional, waterproof and easy to clean up if needed.

Consider staying away from plastic outdoor furniture because it easily fades and cracks over time; instead you should purchase whicker or handmade wooden outdoor furniture because, it can be easily refinished or retained every year (if needed) before the start of a new summer.

Increasing the curb appeal by adding an outdoor patio to your Houston home for sale is smart investment to make and one that will increase the value of your home as well.

By following these simple tips you will be able to create an outdoor space which looks just as good as the living room in your home and this one of the biggest things buyers are searching for in 2015.

Buy A Houston Home

To buy a Houston Home For Sale contact me, Kim Buish, Realtor ® with Red Door Realty and Associates by calling me at (713) 819-1642 or CLICK HERE.

JUL
8

By Kim Buish

HOUSTON – Are you searching for information on Houston Texas Real Estate? If so, you’ve come to the right place

The Real Estate market is hot in Houston, and nationwide right now. Thanks to the recent CoreLogic Home Price Index Report, and data from har.com, we know that home prices nationwide enjoyed HUGE growth in May 2015 as they saw an increase of 6.3 percent year-over-year.

May 2015 Houston Real Estate Market Statistics:

Total Property Sales – 8,278

Dollar Volume - $2,273,177,479

Total Active Listings – 30,550

Single Family Home Sales – 6,807

Average Sales Price for a Single Family Home - $292,040

Average Medium Sales Price for a Single Family Home - $223,000

Single Family Home Inventory – 3.1 Months

When you combine the growth that we’ve seen with home prices, and historically low mortgage interest rates, which continue to remain at 4.5 percent, or lower, now is a great time to buy Houston Texas Real Estate but what can we really expect from the Real Estate market as we approach the summer months?

Multiple Offers

If you plan on selling your Home you can expect multiple offers on your home since Houston currently has a housing inventory of about 3.1 months (source Har.com) and with more people back from their summer vacations there will be an increase in buyers who want to purchase homes before the start of the next school year.

Tip for Buying a Home This Summer

Although the Houston Texas Real Estate market may be hot this summer, like the weather, don’t let market statistics and competition from other buyers stop you from buying a Houston Texas home.

Here are some tips you can use to find the home that you’re looking for and have the winning bid on a home:

Tip 1 – Define what type of home you’re searching for BEFORE you start looking. This should include bedrooms, bathrooms, square footage and area you want to live in Houston.

Tip 2 – Get pre-approved for a mortgage loan so you know the exact amount of money you are qualified to spend on a property.

Tip 3 – One you start searching for homes don’t be afraid to submit a letter to the homeowner with your offer because, this shows them that you are a real person and they may be able to connect with you on some level.

Buy Houston Texas Real Estate

To get started with buying Houston Texas Real Estate contact me, today by calling (713) 819-1642 or click here to connect with me online.

JUN
22

 

By Kim Buish

HOUSTON – There’s no denying that the 2015 Real Estate market can be classified as a sellers-market and it’s a great time for you to sell your home this year.

In this post I will provide you with 7 tips you can use to sell your home during a sellers-market.

Tip #1 – Go To Market on Thursday Night

One of the advantages of going to market, or having your Real Estate listing online by Friday morning, is that your listing will be online just in time for home buyers on Friday when they start searching for homes for sale in Houston, Texas.

Tip #2 – Limit Days and Times for Showings

Since it is a sellers-market it’s important to remember that you can limit showings of your home since there will be a lot of demand for it.

Instead of showing your home to every buyer’s agent who calls you with interest in it you should schedule one or more set days and times during the week for buyers to see your home.

Tip #3 – List Your Home with a Slightly Lower Sales Price

Although most homeowners might be inclined to list their homes for more money during a sellers’ market you can actually make more money on your home by listing it slightly lower than its current market value.

This simple step is a powerful tactic which will catch the interest of more buyers because they won’t want to miss a great deal on a home.

Sell Your Houston Home

To get started with selling your Houston Home contact me, Kim Buish, Realtor ® with Red Door Realty and Associates by calling us at (713) 819-1642 or CLICK HERE to connect with me through my website.

JUN
9

By Kim Buish

HOUSTON – So you’re thinking about buying a home for sale in Houston and are planning on using your V.A. loan benefit.

Although V.A. Loans are an awesome benefit to use in 2015 the reality is that most home buyers who qualify for this benefit have no idea about what the real truth is behind V.A. loans and they cannot separate fact from fiction.

In this article I will break down the truth behind V.A. loans so you can have confidence that you will be able to successfully be able to buy the Houston Home using your benefit.

Your V.A. Loan Can Only Be Used One Time

This is false. The reality is that you can use your V.A. loan benefit multiple times during your life since there are not any limits as to how many times you can use it.

You Can Use Your V.A. Loan to Purchase or Refinance a Home

This is true! You can use your V.A. loan to either purchase or refinance a home and in many cases you can use is for up to 100 percent of a home’s value.

A V.A. Loan Can Only Be Used For a Small Houston Home for Sale

False – The truth is that you can certainly use your V.A. loan to buy a home which costs up to $1,000,000 in value.

V.A. Loans Take a Long Time to Close

When you use your V.A. Loan benefit you can have confidence that you will be able to have your loan processed and closed in the same period of time as a typical conventional loan.

You Have To Be Discharged To Use Your V.A. Loan

False – You will be able to use your V.A. Loan benefit NOW regardless if you’re an active member of the Armed Services, retired or discharged.

Members of the National Guard or Reserves Are Not Eligible For the V.A. Loan

No, this rumor is also false, members of the National Guard or Reserves are eligible for the V.A. after they’ve been serving for six years.

Search for a Houston Texas Home

To learn more about the Houston Real Estate Market, or to view homes for sale, contact me today by CLICKING HERE or calling me at (713) 819-1642.

JUN
5

By Kim Buish

HOUSTON – There’s no denying that buying a home is an exciting part of life but during the home buying process it can get a little confusing since there will be many terms that you’re going to hear referenced and you may not be able to understand them all.

In this post I will break down some of the most common Real Estate terms you can expect to hear when buying a home so you can be a more knowledgeable home buyer.

Mortgage Loan

Your mortgage loan is what you’re going to use to purchase Houston Real Estate.

Some of the most common types of mortgage loans include: 15-year, 30-year fixed, Adjustable Rate Mortgages, FHA, HUD, VA and USDA loans.

Down Payment

During the process of buying a home you will expected to come up with a down payment which is between five and 20 percent although with some mortgage loans like FHA loans you are only expected to come up with a down payment of just 3.5 percent.

Closing Costs

These are the fees you can expect to pay to the surveyor, attorney, home inspector and to the company you are using for title insurance.

Escrow

When you buy a home your down payment money will be put into escrow instead of that money being paid to the homeowner directly.

Principal

This Real Estate term refers to the total amount of money you are borrowing to buy Houston Real Estate.

Buy Houston Real Estate

For more information on common terms and their definitions when you buy Houston Real Estate, or to view homes for sale, contact me, Kim Buish, Realtor ® with Red Door Realty & Associates by calling me at: (713) 819-142, or click here to connect with me online. 

JUN
4

By Kim Buish

As a Realtor ® and a homeowner I know that your dream as a homeowner is to sell your Houston Texas Home fast and you may be thinking about moving out of your home before you sell it.

Moving out of your home before you sell it isn’t always the best choice especially for the following reasons:

#1 – Your Empty Home Will Amplify Their Negative Ideas

Every home buyer is looking for a Houston Texas Home which offers them the features they are really searching for like an open concept floor plan, large master suite, spacious kitchen or a spa-like bathroom.

Homes that lack furniture amplify negative thoughts or feelings that a buyer has about the home because, they are not able to see how the home really “flows” with the use of furniture.

#2 – An Empty Houston Texas Home Has No Vision

In 2015 buyers are more visually stimulated than ever before by great pictures and videos of homes, this is why your Houston Texas Home should have furniture in it when you list because, that furniture will help buyers to envision themselves living in your home, and how the space or features will work for them.

#3 – Homes without Furniture Lack Emotion

One of the most important reasons why you want to keep the furniture in your Houston Texas Home when you list it is emotion.

Most buyers these days also buy homes based on their emotions and if your house has furniture in it you will be able to appeal to their emotions and ultimately have the advantage over other homes for sale on your street.

Sell Your Houston Texas Home

To get started with selling your Houston Texas Home contact me, Kim Buish, Realtor ® with Red Door Realty and Associates by calling me at (713) 819-1642 or CLICK HERE to connect with me online.

MAY
22

By Kim Buish

Besides the kitchen and bathroom in your Houston Texas Home, your living room is the area of your home where you spend the most time.

These steps will help you improve the look of your living room and get your home ready for sale if you plan on selling your home in the coming months. 

Choose a Different Living Room Rug

One problem area in the living room of a typical Houston Texas Home is the living room rug because it usually isn’t large enough for the living room area.

To solve this problem you should purchase a living room rug which is wide enough to cover the entire width of your living room sofa.

Your living room rug must go at least six inches under your sofa and all of the seating in your living room should fit comfortably on your living room rug.

The benefit of choosing a larger living room rug is that this will make guests feel welcome to your home, like they are invited into your “circle”, and best of all it will help your living room to feel more professionally staged.

Invest In a Bigger Coffee Table

If you have a large living room, and a small coffee table, that’s a “no-no”, because your guests will never have enough space to sit their food or drinks. 

Choose a coffee table which is big enough for your living room, and most important of all, choose a coffee table which has a glass top since this will add depth and style to your living room.

One you choose a great coffee table choose a tray to place in the center of the coffee table since you can easily use this tray to display books, decorative rocks, flowers or books.

Go Ahead and Say YES To Color

Although one of the most common pieces of advice in decorating is to go with neutral colors in the home, you shouldn’t be afraid to use color in your Houston Texas Home.

Go with color in your living room by painting all of the walls, or paint one wall a beautiful color, especially dark colors, because, they can help a room to feel warm and inviting.

When selecting a color, consider the mood of a room. In a bedroom do you want the feeling to be restful and soothing or dramatic and intimate? Soft, cool colors and neutrals usually create a quieter feeling while stronger colors are for drama.” - HGTV

Sell Your Houston Texas Home

When you’re ready to sell your Houston Texas Home contact me, Kim Buish, Realtor ® with Red Door Realty and Associates by calling me at (713) 819-1642 or CLICK HERE.

 
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