Texas Association of Realtors (TAR) just emailed an update/self-congratulatory note about TAR's efforts to continue seller financing in Texas. Once in a blue moon a client asks me about seller financing and I advise them that seller financing is a whole can or worms that they do not want to get involved in.  Do you really want to be a lender? Want  to talk to your mortgagee each time they are late with the payment? Want to deal with the eviction process? ...when it's your old house in which they are living? Heavens no!  If the buyer can't get a loan, then what makes you think they are financially qualified to afford your house and make timely payments to you?  Speak to an attorney if you're still interested in offering seller financing. Don't want to spend the money to consult an attorney? Then seller financing is not for you - the attorney fees will just be a drop in the bucket compared to your potential exposed risk.