Yes another blog about how low interest rates are. How many of these can I write? Just when we think "there is no way interest rates can go any lower" there is an article to disprove this.

http://rismedia.com/2012-01-15/mortgage-rates-continue-trend-of-record-breaking-lows/

However, all good things must come to an end. With the housing market beginning to warm up - prices are sure to follow. This makes it the best time to buy or at the very least get the process started.

• Get your finances in order and keep all those documents you will be using for your taxes
• Talk to a lender to see how your credit looks and what you might qualify for
• See if you qualify for any special programs based on your job (i.e. such as police officers)
• Talk to a Realtor about your desires and needs for a home to help narrow your target area

 Give me a call or email me if you need the names of lenders, or what further assistance to help you buy