We are living through unprecedented times in our financial history with the worst recession ever since the Great Depression. This situation allows buyers or borrowers to take advantage of incredible opportunities in both the Real Estate and Morgage markets.

The above graph reflects the last 45 years of mortgage interest rates in history for a 30-yr fixed interest rate loan. Notice that 2010 offered the lowest interest rate over this 45 year-time period.

The mortgage industry anticipates that rates will hold under 5.5% for at a minimum of half of 2011 and under 6% towards the end of 2011. This would make our lending below that only seen in the early 2000's which was a great buyers' market.

If someone was going to predict the future and tell you that the mortgage interest rates we are experiencing right now will not return to today's levels, for the next 45 years, would that change your perspective?

If you would like to experience the best of both the Real Estate and Mortgage industries, you can have FREE access to our personalized Newsletter which will grant you access to the best Bank Owned Homes in the Houston metroplitan market and keep you updated on the best mortgage interest rates.

In order to gain access to our Free Newsletter, please go to:

www.HoustonAreaBankOwnedHomes.info

As a By Referral Only®, and C.D.P.E, REALTOR® , I am committed to providing such extraordinary service and expertise that you will gladly refer your friends, family and acquaintances. With your help I am able to build strong business relationships one person at a time.

If you want to know more about this or if you have more questions, please do not hesitate to Email me or contact me at 832-607-0149 for more information that I will be happy to go into more detail.