If you are reading this blog you are probably among the few successful business owners in Houston who have been rejected by traditional lenders (99.9%) as you don't claim enough income in your tax return for the sole purposes of reducing your income taxes.

You obviously know that you can make the payments in the type of real estate you want to buy but the traditional lenders don't like all the deductions that you have been taking as a self-employed business owner.

Because you have come so far in your search, I am pleased to let you know that there is one lender in Houston (or nationwide) that can help you get approved based on your bank statements and not in your tax returns.

The kind of product available offers you either a Fixed rate, ARM or Interest Only loan for either your main residency or for a second home. No pre-payment penalty, 15% down, and very competitive interest rates. Minimum of $100,000 up to $2 Million.

You need to have been self-employed for a minimum of 4 years, and your funds need to have been deposited in your account for a minimum of 90 days. You could not have had a foreclosure in the last 48 months, and a bankruptcy must have been discharged for a minimum of 96 months.

You can show as assets your IRA/401k, Stocks/Bonds, CD/Money Market Accounts, and Checking/Savings accounts.

For additional conditions and questions, please do not hesitate to Email me or contact me at 713-589-3234 for more information.

As a By Referral Only®, and C.N.E., C.D.P.E, REALTOR® , I am committed to providing such extraordinary service and expertise that you will gladly refer your friends, family and acquaintances. With your help I am able to build strong business relationships one person at a time.