Kimmy James Texas Coastal Real Estate Blog

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        EMAIL ME        222 Petunia, Lake Jackson, TX 77566     Phone: (979) 417-6955     Fax: (979) 316-2686
Hi, my name is Kimmy and I am a real estate agent that works in Brazoria County, and more specifically Lake Jackson, Freeport, Surfside, Matagorda, Angleton, Pearland and other Brazoria County towns. I love Real Estate, fishing, boats, and current events. So throw something at me and let’s start talking. I will try to keep you updated on current topics and news happening in our ever changing world.
This is what has been missing from the incentive programs to date.  Hopefull this will help first time buyers with the down payment and closing cost they need to get into thier first home 


NEW YORK ( â?? The U.S. Department of Housing and Urban Development (HUD) announced Friday that its $8,000 incentive for first-time homebuyers has been tweaked from a refund at tax time to cash made available for assistance on down payments or closing costs.

The mechanics of the new program, according to National Association of Home Builders economist Robert Dietz, allow lenders to purchase tax credits from the buyers and then collect the rebate from the IRS.

Homebuyers must still come up with the Federal Housing Administration's mandatory down payment of 3.5 percent on their own, but they can use the tax credit to lower their principal balance and save on monthly payments.

"Families will now be able to apply their anticipated tax credit toward their home purchase right away,â?? said HUD secretary Shaun Donovan. â??What we're doing will not only help these families to purchase their first home but will present an enormous benefit for communities struggling to deal with an oversupply of housing."


This was a recent article posted by RECON today.  I am hoping that we have seen the worst with Ike.   

GALVESTON (Associated Press) – Hurricane-related flooding and damage along the Texas coast is expected to be more severe in the coming years thanks to the effects of global warming, according to a study released yesterday by Texas A&M University researchers.

Engineering researchers with the university used Corpus Christi to illustrate how climate change will impact hurricane-related flooding and storm surge damage along the Texas coast.

The study projected that rising sea levels and more intense hurricanes from global warming will increase structural damage to homes and buildings in Corpus Christi by 60 to 100 percent in about 20 years and by more than 250 percent by the 2080s.

This would translate into projected damage increases of between $100 million and $250 million in around 20 years and between $250 million and more than $1 billion by the 2080s.

Jennifer Irish, an assistant professor of Coastal and Ocean Engineering at Texas A&M University in College Station, said such damage could happen anywhere along the Texas coast and even the rest of the U.S. Gulf Coast.

The study was funded by the National Commission on Energy Policy, a nonprofit group based in Washington, D.C.

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