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Eduardo Polack's Blog

Buying a home vs renting a home

Hi My name is Ed Polack, I am a Realtor serving the Houston & surrounding areas. I help persons looking to buy, sell or rent a place. Subscribe

What to do if late issues with your Mortgage / Forbearance/ Trouble

March 28th, 2022

The 2020-2021 period was a very painful time in terms of life casualties and economic trouble. I feel for those that lost somebody to the virus ,but I will be trying  to concentrate in the Economic aspect this time... As you may rem...

2021 Is The Year To Buy your Home!!!! with low Interest Rates is doable.

June 9th, 2021

2021 is the year to make changes to your Real Estate Property. The record low interest rates & the hot market that we are in makes it possible to do some changes fast and with economic sense. If you are a 1st time Home buyer i...

Crypto Currency will make Real Estate Transactions easier to do

March 16th, 2021

A Centralized Finance Loan involves Banks or Mortgages that offer you an FHA/ Conventional/Commercial loan and want to have a credit score of 640 minimum, 3% to 20% Down Payment and Closing Costs too. Several Transactions of Real...

To Refinance or Not Refinance is a question every home owner wants answer...

February 25th, 2021

The refinancing deal looks kind of sweet in words only but in dollars and sense it might not work as words suggest. Always consult your CPA and double check the refinance numbers provided to you by mortgage companies and ask them questio...

You are to war with this Covid-19 not only Biological but Economical too!

April 29th, 2020

If you have not succeeded at saving 3 to 12 months expenses as the experts talked until their tongue was exhausted now you need to hurry up and eliminate all non essential things you have collected. Some family have an extra car,...

How To Re-Pay Your Mortgage Accelerated way using 2 different tools.

July 6th, 2019

Disclosure: I am not a Financial Planner.  I do give you my own beliefs and my personal experience results and do not intend to give you Financial Advise or counsel!. Please use a Financial Planner for that purpose. There is Risks i...

Cost of Rental prices & Cost of Home ownership are going up and who is to be blamed?

April 24th, 2019

1)The School System that creates additional bonds often if not yearly to deceive voters by implying that their kids will be better off with the moneys received by the new bonds. Instead they hoard money, they give principals and staff (Not...

Ways to come up with money to pay for closing costs & down payment to buy a home.

August 4th, 2016

Usually some Future Home Owners with 640 + credit score can not buy a home for lacking the ability to save for closing costs and down payment or they have high debt to income ratio(Due to toys they have collected thru time such as boat...

Renter for several years and looking at Home Buying.....

November 19th, 2015

Congratulations you just made an important  decision!. It will be bringing you lots of beautiful moments such as pictures of your family activities in your back yard or the first steps of your baby in your living room,...

Whether you need to Find your new Home or to Sell your current home......

November 19th, 2015

You are not alone, Life puts you in different scenarios and home owners need to adjust living quarters by: * Getting a larger home due to new coming baby, marriage or finding a smaller ho...

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Buying a home vs renting a home
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