I know at times life throws you a curve ball and either we hit it or not. Like my mom states, "Roll with the punch or get knocked out". Your home is one of your biggest investments you will ever make. If you have experienced a transition in your life that has now resulted in a change in income and now has caused your mortgage to fall behind, take a deep breath. Let's explore your options, the bank does not want your home to be vacant, believe it or not. I am here for you, your help specialist.
My Feet Are On The Street helping you as a homeowner understand that there are programs you may not have heard about that is out here for you and could also possibly put money in your pocket! Free consultation.
281-485-8363 ext 718
La'Wanda Lendsey, Your Neighborhood Realtor & Trusted Advisor
Century 21 Paramount in Pearland, Texas
LaWanda Lendsey's Blog ( Your Down Home Realtor)
(832) 545-7005
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7924 W. Broadway Ste. 108, Pearland, TX 77581
Phone: (281) 485-8363 Fax: (281) 485-8366
I specialize in working with buyers, landlords,sellers, and estate sales! Feel free to post your questions, stories, or concerns on my blog.
Looking for an apartment? Tired of walking in and out of apartments, paying app fees? Call me I can make your experience smooth and painless.
www.LLendsey.c21Paramount.com
832-545-7005
www.LLendsey.c21Paramount.com
832-545-7005
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Realistically, the majority of fixer-uppers are in complete disrepair, meaning that it will cost you more to “fix it up” than to purchase a home in move-in condition. However, if you are serious about buying a sound fixer-upper, let me give you a few tips on finding a sound fixer upper:
- Look in neighborhoods with resale potential
- Try to find a home that has been listed for sale for several months
- Always estimate your fix up costs before buying
- Avoid homes requiring structural improvements
- Avoid major additions, such as adding a family room or bedroom
The industry standard rule of thumb is to buy a fixer-upper for at least 20 to 30 percent below its “fixed-up” market value. It’s important to avoid both under-improving and over-improving a fixer-upper; in either situation you will not realize a good return on your investment.
If you’d like some help in finding fixer-upper property, please call me today.
Lots of our military veterans come back from serving and are told they cannot get a loan because of no credit or a minimum credit score. Lots of our veterans do not know all the benefits they have when it comes to buying or selling a home bought with a VA loan.
You or someone you know may be eligible for a VA home loan up to $417,000 with zero down, as the Veterans Administration are providing loan guarantees to reservist and guardsmen if you meet any one of the following conditions:
- Honorable discharge from the military
-You have completed 6 years in any U.S. reserve component, since 1944
-You have served 90 days in a "War Zone"
-You have served 181 days of continuous active duty
-If you were disable before completing your six year obligation
-If you were discharged at the convenience of the U.S. government, such as a reduction in force, before completing your 6 year obligation.
I specialize in serving my Veterans with pride!
Consider me your real estate counselor
La'Wanda Lendsey, wife of a military veteran
www.LLendsey.C21Paramount.com
You or someone you know may be eligible for a VA home loan up to $417,000 with zero down, as the Veterans Administration are providing loan guarantees to reservist and guardsmen if you meet any one of the following conditions:
- Honorable discharge from the military
-You have completed 6 years in any U.S. reserve component, since 1944
-You have served 90 days in a "War Zone"
-You have served 181 days of continuous active duty
-If you were disable before completing your six year obligation
-If you were discharged at the convenience of the U.S. government, such as a reduction in force, before completing your 6 year obligation.
I specialize in serving my Veterans with pride!
Consider me your real estate counselor
La'Wanda Lendsey, wife of a military veteran
www.LLendsey.C21Paramount.com
If your seller currently has a VA loan on their home, advertise it (not just in financing available section) so me and other Realtors will know that loan can be assumed. If the seller is in a tough situation this is good to know because it can attract more buyers and investors. VA Loans are assumable at the same interest rate, HIGHLIGHT> any loan that was originated before March 1, 1988 can be assumed without any qualification. VA Loans can be assumed by veterans or non veterans, occupants or non occupants A seller can use various creative financing techniques to sell their home such as no discount points, no low appraisal, appraisal requirements, can close in days instead of weeks or months, can be sold on installment sales without VA or lender's permission as long as the title does not change hands and the veteran remains liable.
Let's serve our community the way our veterans served us!
La'Wanda Lendsey, Century 21 Paramount
Your Real Estate Counselor and Wife of a Military Veteran
832-545-7005
Let's serve our community the way our veterans served us!
La'Wanda Lendsey, Century 21 Paramount
Your Real Estate Counselor and Wife of a Military Veteran
832-545-7005
Lots of our military veterans come back from serving and are told they cannot get a loan because of no credit or a minimum credit score. Lots of our veterans do not know all the benefits they have when it comes to buying or selling a home bought with a VA loan.
You or someone you know may be eligible for a VA home loan up to $417,000 with zero down, as the Veterans Administration are providing loan guarantees to reservist and guardsmen if you meet any one of the following conditions:
- Honorable discharge from the military
-You have completed 6 years in any U.S. reserve component, since 1944
-You have served 90 days in a "War Zone"
-You have served 181 days of continuous active duty
-If you were disable before completing your six year obligation
-If you were discharged at the convenience of the U.S. government, such as a reduction in force, before completing your 6 year obligation.
I specialize in serving my Veterans with pride!
Consider me your real estate counselor
La'Wanda Lendsey, wife of a military veteran
www.LLendsey.C21Paramount.com
832-545-7005
You or someone you know may be eligible for a VA home loan up to $417,000 with zero down, as the Veterans Administration are providing loan guarantees to reservist and guardsmen if you meet any one of the following conditions:
- Honorable discharge from the military
-You have completed 6 years in any U.S. reserve component, since 1944
-You have served 90 days in a "War Zone"
-You have served 181 days of continuous active duty
-If you were disable before completing your six year obligation
-If you were discharged at the convenience of the U.S. government, such as a reduction in force, before completing your 6 year obligation.
I specialize in serving my Veterans with pride!
Consider me your real estate counselor
La'Wanda Lendsey, wife of a military veteran
www.LLendsey.C21Paramount.com
832-545-7005
I AM LOOKING FOR MY MILITARY VETERANS AND RESERVISt/GUARDSMEN, LET'S GET YOU IN A HOME WITH ZERO DOWN and LOW INTEREST RATE, FREE CONSULTATION. No minimum credit score required! ALLOW ME TO SERVE YOU!! MY VA EXPERIENCED LOAN OFFICERS ARE WAITING FOR YOU TO CALL M.E.! Have your certificate of eligibility ready if you do not have it, I know how to get yours or someone you know. WANT MORE INFORMATION FAXED OR EMAIL TO YOU, contact me AND I WILL GET IT TO YOU?
F.r.e.e. consultation
La'Wanda Lendsey, Century 21 Paramount
Real Estate Counselor and Wife of a Military Veteran-SPECIALIZING IN SERVING MY VETS WITH PRIDE!
832-545-7005 direct
The last thing a bank wants is another foreclosure on their books. There are many options and incentives $$$ that you and your family may qualify for NOT walking away and leaving your home vacant, open for vandalism, squatters, and who knows what else. I have help many keep their homes and explore their options, save your credit.
My Feet Are On The Street, I AM HERE FOR YOU!
Call for a free consultation, no pressure, no need to be stressed.
La'Wanda Lendsey
Your Neighborhood Realtor and Trusted Advisor
Your Help Specialist
Century 21 Paramount in Pearland
832-545-7005 Mobile
Email : DownHomeRealtor@gmail.com
My Feet Are On The Street, I AM HERE FOR YOU!
Call for a free consultation, no pressure, no need to be stressed.
La'Wanda Lendsey
Your Neighborhood Realtor and Trusted Advisor
Your Help Specialist
Century 21 Paramount in Pearland
832-545-7005 Mobile
Email : DownHomeRealtor@gmail.com
You may have some things around your house that you need to get rid of, but you need to make sure they're disposed of properly, and don't end up in the wrong hands.
I love what I do! I am honest, genuine, hardworking, and down right educated and easy to get along with. Contact me if you are looking for housing in Houston! From Your Neighborhood Realtor p.l.u.s. Apartment Locator 832-545-7005
Bank statements, old tax documents, maybe receipts you've been meaning to throw away -- what do you have lying around with personal information on it? The city of Houston wants to help you get rid of all those sensitive documents safely. You can do this for free.
Any sensitive documents containing personal information such as your Social Security number, your birthday, employer information, bills and even pre-approved credit card applications shouldn't be just thrown in the trash. The mayor's office is spearheading this initiative, with the help of Data Shredding Services of Texas, to keep your important and personal information out of the hands of criminals.
The service is free, anonymous and open to all. All tablets, capsules and solid dosage forms will be collected.
Six HPD locations will participate:
- Kingwood - 3915 Rustic Woods Drive - Kingwood 77339
- Northeast - 8301 Ley Road - Houston 77028
- South Central - 2202 Saint Emanuel - Houston 77003
- Westside - 3203 South Dairy Ashford Road - Houston 77082
- Southeast - 8300 Mykawa Road - Houston 77048
- Clear Lake - 2855 Bay Area Boulevard - Houston 77058
For more locations, check the DEA website.
(Copyright ©2012 KTRK-TV/DT. All Rights Reserved.)
I love what I do! I am honest, genuine, hardworking, and down right educated and easy to get along with. Contact me if you are looking for housing in Houston! From Your Neighborhood Realtor p.l.u.s. Apartment Locator 832-545-7005
Building your library or chidren's library at home? Educators building your class or personal library? Do you just like to read?
Get a bag of books-hardback or paperback
Plastic Bag $3.00
Paper bag $6.00
(bags will be provided at the sale) Fill them up!
Sale will be held by the County Clerk's office
****10851 Scarsdale Blvd, Houston, TX 77089
from 10am-3pm
News from Your Neighborhood Realtor P.L.U.S. Apartment Locator
www.LLendsey.C21Paramount.com
832-545-7005
This is the time to buy, right now there are more sellers than buyers and it is a buffet of homes from new to existing to remodeled to the foundation just being poured.
Lots of foreclosures up to 50% off the market value and most of the time your closing cost will be paid for, down payment assistance programs through the City Of Houston and Harris County .
The end of the year is approaching and banks and sellers want to get their homes SOLD! If you have been sitting on the fence, the first step is to get preapproved for FREE, No OBLIGATION. Know within 24-48 hours of your buying power! Let's try it! If you never try you'll never know.
If it is your credit we can work on it TOGETHER to reach the common goal!
STOP WISHING AND DREAMING !!!!
Your Realtor PLUS Apartment Locator with Century 21 Paramount (La'Wanda Lendsey)
www.LLendsey.C21Paramount.com
Complimentary list of apartments that meet your criteria sent to your email
Give me a call 832-545-7005
or 281-485-8363 ext 718
Reduced to $585,000 17507 Big Basin Humble, Tx 77346 This home is tucked away in the much sought after Eagle Springs subdivision in Humble near Atascocita. This beauty is only 4 years old and features 2 patio areas, 2 fireplaces, kitchen has double ovens, 2 dishwashers, trash compactor, granite counter tops, stainless steel appliances, game room with sitting area, media room, outdoor kitchen, mega master bedroom with sitting area, fireplace, stone fireplace and access to the outside patio area. The master bathroom has large his and her closets, double sinks, large shower with dual shower heads, upstairs has a guest suite with a sitting area. HUGE backyard with nice view of bayou. Sellers very motivated to sell, need to relocate.
281-485-8363 ext 718 or direct 832-545-7005.
Today, Saturday, March 31, 2012 at 2:00 pm El Franco Lee Park located at 9400 Hall Road Houston, Texas 77089 will be having a complimentary Easter Egg Hunt at 2:00 pm. This event will provide free hotdogs, snowcones, and drinks compliments of HEB grocery store from 1-3 pm (while supplies last). . DON'T FORGET YOUR BASKET!
www.LLendsey.C21Paramount.com
Your "Special Agent"
www.LLendsey.C21Paramount.com
Your "Special Agent"
The happiest of people do not necessarily have the best of everything; They just make the best of everything they have!
From your "Special Agent"
Century 21 Paramount
La'Wanda Lendsey 832-545-7005
Be blessed!
From your "Special Agent"
Century 21 Paramount
La'Wanda Lendsey 832-545-7005
Be blessed!
Only $28,000 Congrats to new owner!
1. Develop a budget..STOP ALL CREDIT TRANSACTIONS NOW! Hide or destroy all credit cards now and focus on creating an emergency cash fund. Saving as little as $15 a week can make a huge difference. Make coffee at home stop your gourmet coffee stops, take you lunch to work avoid "going to the local fast food joint", rent a movie instead of going to one, go to the salon once a month instead of twice a month, etc... Learn to live off of 85% of your income instead of 110% of your income, you will be amazed that you can. Stop using credit cards for non emergencies and then you will be able to manage your inflow of cash and more importantly your outflow of cash.
2. Contact your creditors, they are standing by. Ask for a lower interest rate, most of the time they will have one if you have been paying on time and been a customer for a while. Ask for a settlement (note, if they agree to a settlement they would want it paid off in 2 to 4 payments) but the debt can be reduced as much as 30-40%. Then they will send a settlement letter to each of the credit bureaus.
3. Consolidate your debt (I did) and my stress level was reduced by 50%. Some of my creditors once notified I consolidated my debt offered me a ZERO percent interest rate and a lower monthly payment...WOW!
4. Avoid bankruptcy if you can because of the long lasting effects. Bankruptcy can make it difficult to attain a job, life insurance, and future credit. Chapter 13 and Chapter 7 bankruptcy allows you to keep property that you would otherwise lose BUT pay off a default amount for 3-5 years. Chapter 7 liquidates all of your assets that are not exempt. Property is turned over to creditors or SOLD by the court. WOW!
HELP FOR HOMEOWNERS IS OUT THERE,There are lots of programs for first time home owners and low income homeowners. Visit www.MyFirstTexasHome.org
Be blessed and post comments or questions if you want to.
2. Contact your creditors, they are standing by. Ask for a lower interest rate, most of the time they will have one if you have been paying on time and been a customer for a while. Ask for a settlement (note, if they agree to a settlement they would want it paid off in 2 to 4 payments) but the debt can be reduced as much as 30-40%. Then they will send a settlement letter to each of the credit bureaus.
3. Consolidate your debt (I did) and my stress level was reduced by 50%. Some of my creditors once notified I consolidated my debt offered me a ZERO percent interest rate and a lower monthly payment...WOW!
4. Avoid bankruptcy if you can because of the long lasting effects. Bankruptcy can make it difficult to attain a job, life insurance, and future credit. Chapter 13 and Chapter 7 bankruptcy allows you to keep property that you would otherwise lose BUT pay off a default amount for 3-5 years. Chapter 7 liquidates all of your assets that are not exempt. Property is turned over to creditors or SOLD by the court. WOW!
HELP FOR HOMEOWNERS IS OUT THERE,There are lots of programs for first time home owners and low income homeowners. Visit www.MyFirstTexasHome.org
Be blessed and post comments or questions if you want to.
Great 1st time home or rental investment with a little lipstick and powder
this home is a great deal. Nicely landscaped 2 bedroom 1 bath home with original
hardwood flooring underneath carpet. Large living, dining room and kitchen area.
Patio area and huge backyard. Stylish burglar bars and storm door. Close to
busline, grocery and pharmacies. Home could easily rent in the range of $700-725 per month.
Make your appointment today.
281-485-8363 ext 718 ask for La'Wanda Lendsey
Century 21 Paramount at your service!
Make your appointment today.
281-485-8363 ext 718 ask for La'Wanda Lendsey
Century 21 Paramount at your service!
When considering calling a Realtor to help you locate a rental home you will need to be willing to coorporate to make the experience a smooth and pleasant one
It is good to
Have at least one month's deposit (usually equal to the price range you are looking in) available to show proof that you are ready, willing, and able to move ;-)
Willing to fill out a completed lease application (only 4 pages)
Willing to sign a Buyer/Representation Agreement with the Realtor even if it is for 1 day (it is an agreement to exclusively work with that particular Realtor)
Willing to pull your Free Credit Report with the scores for the Realtor to review or give the Realtor or agency permission to pull it.
Good rental history for the past 2 years.
Earning at least 2.5 to 3 times the rent you are willing to pay. For example, if you are looking to rent a 3 bedroom home with a 2 bath with a garage in a nice community for $1300 a month, your family need to earn at least $3500-3900 per month.
Once you locate a home of your interest application fees can run between $25-50 dollars per person over 18 years old.
If you have a criminal background, please let the Realtor know upfront so they will be prepared to discuss it with landlords before previewing a property.
I have moved many many people into nice rental homes who eventually purchased so call me if you are ready to make a move in 30-45 days.
IF YOU HAVE ANY QUESTIONS PLEASE ASK!
It is good to
Have at least one month's deposit (usually equal to the price range you are looking in) available to show proof that you are ready, willing, and able to move ;-)
Willing to fill out a completed lease application (only 4 pages)
Willing to sign a Buyer/Representation Agreement with the Realtor even if it is for 1 day (it is an agreement to exclusively work with that particular Realtor)
Willing to pull your Free Credit Report with the scores for the Realtor to review or give the Realtor or agency permission to pull it.
Good rental history for the past 2 years.
Earning at least 2.5 to 3 times the rent you are willing to pay. For example, if you are looking to rent a 3 bedroom home with a 2 bath with a garage in a nice community for $1300 a month, your family need to earn at least $3500-3900 per month.
Once you locate a home of your interest application fees can run between $25-50 dollars per person over 18 years old.
If you have a criminal background, please let the Realtor know upfront so they will be prepared to discuss it with landlords before previewing a property.
I have moved many many people into nice rental homes who eventually purchased so call me if you are ready to make a move in 30-45 days.
IF YOU HAVE ANY QUESTIONS PLEASE ASK!
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