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Nadine Cius

CDPE, ePRO, HDMS, SFR, TAHS
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Nadine Cius's Blog

This Blog will answer questions regarding real estate and mortgage financing. One question will be selected from the most frequently asked questions of the week regarding real estate and mortgage financing.

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What Impact will Fannie Mae Retiring the HomePath Mortgage and HomePath Renovation Mortgage Have on Buyers?

November 22nd, 2014

What impact will Fannie Mae retiring the HomePath Mortgage and HomePath Renovation Mor...

Will my Spouse’s Foreclosure be Counted Against me?

October 6th, 2014


Should we Waive the Contingencies on a Home purchase?

August 24th, 2014

Should we waive the contingencies on a home purchase? It's not unusual in a seller's market or in a multiple offer situation for buyers to consider waiving contingencies. The typical contingencies on a home purchase are inspections, apprais...

What is a Non-Warrantable Condo and Why is it Difficult to Finance?

May 26th, 2014

What is a non-warrantable condo and why is it difficult to finance? A non-warrantable condo is a condominium that does not meet the minimum eligibility standards set by FHA, Fannie Mae or Freddie Mac. These agencies will not in...

Does a Buyer have to Wait 90 days to Purchase an Investor Flip when Using FHA Financing?

April 25th, 2014


What are my Chances of Getting a New Mortgage if my Ex Spouse is Late on Joint Mortgage?

March 25th, 2014

What are my chances of getting a new mortgage if my ex spouse is late on joint mortgage? This is one of those situations where many ex spouses frequently find themselves in (i.e. The divorce decree states that an ex spouse is responsib...

How Soon can I get a VA Loan After a Foreclosure?

February 26th, 2014

How soon can I get a VA loan after a foreclosure? How soon you can get a VA loan after a foreclosure depends in large part on how much VA loan entitlement you have remaining and your credit profile. There are VA lenders that o...

What is Happening with the Houston Housing Market?

January 25th, 2014

What is happening with the Houston Housing market?...

Why did HomePath Down Payment Requirement Change from 3% to 5%?

December 24th, 2013

Why did HomePath down payment requirement change from 3% to 5%?  Market conditions and mortgage programs frequently change.  However, this one came as a surprise since HomePath mortgages have historically require only 3% down...

What Can a Homebuyer Do to Prevent Closing Delays?

November 25th, 2013

  What can a Homebuyer do to prevent closing delays?...

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This Blog will answer questions regarding real estate and mortgage financing. One question will be selected from the most frequently asked questions of the week regarding real estate and mortgage financing.
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