Permitame compartir mi experiencia como corredor de inmobiliaria (bienes raíces) con usted.
Los corredores inmobiliarios en Estados Unidos somos miembros de una organización que nos permite compartir datos de todas las propiedades disponibles para la venta o renta. Esto permite que el comprador no tenga que recurrir a muchos corredores inmobiliarios como ocurre en México u otros paises de Sur America para ver todas las opciones disponibles. Yo puedo representarlo y mostrarle y negociar cualquier propiedad en venta o renta.
Le puedo ayudar a buscar una casa en las zonas de Woodlands, Spring, Tomball, Magnolia o Cypress.
Why? Most sellers really do not care about cash vs mortgage. It's all about bottom line to them. At closing, the cash and mortgage deal are both cash for them.
If a seller receives several offers and the "cash offer" is low, it might be rejected. I've had a low cash offer lose to a financed offer on a foreclosure.
Every situation is different and it depends on so many things. How long has the home been on the market at the list price? Is the home overpriced? Is the home in move in condition? Does the home need repairs? Is the home vacant? and so much more...
When I hear the question "How long has this home been on the market?" come out of a buyers mouth... one thing comes to mind - "low-ball offer".
The question shouldn't be "How long has this home been on the market?" The question should be "What's the history on this home?" Make an educated offer. Look at the comparables (solds, actives, pending) and look at the price reductions of the home in mind. Most agents and sellers expect to close a deal at 95 to 97% of list price. I have worked with sellers that refuse to negotiate with buyers that come in with offers lower than 90% of list price.
If a home is overpriced (on the market) 180 days and the price is then dropped to a more reasonable price and is only on the market 15 days when the buyer is looking, the seller is probably not very likely to take a low ball offer. But if a home is on the market 180 days and has never had a price reduction the seller might be willing to take a much lower offer. But, I also remind all my buyers that every home and every seller is a different situation.
Looking for a good deal (under market value)? You might have to look at a short sale or a foreclosure. Yes, those homes might need repairs, but there is a better chance at negotiating a price lower than the comparables. When you are dealing with an individual that has lived in the home... the feelings and reactions are different than when dealing with a party that has no ties, no memories in that home.
Whether you choose to make an offer on a foreclosure, short sale, or another listing... be patient!
(Thanks to Lane Bailey over at ActiveRain for the following information).
There is indeed a tax that affects the sale of real estate in the new health care law passed this year.
Starting in 2013, individuals with incomes over $200,000 will have to pay a 3.8% tax on profit from the sale of their primary residence or investment properties over a certain profit threshold. The exact amount will be based on a formula that includes the profit from the property and the income above $200,000. The tax is not an income tax, but rather it is a "payroll tax"… officially it is a Medicare Tax.
This new tax applies to investment income, dividends, real estate profits-- all "unearned income".
Disclaimer: The views and opinions expressed in this blog are those of the author and do not necessarily reflect the official policy or position of the Houston Association of REALTORS®
