A Centralized Finance Loan involves Banks or Mortgages that offer you an FHA/ Conventional/Commercial loan and want to have a credit score of 640 minimum, 3% to 20% Down Payment and Closing Costs too.

Several Transactions of Real Estate are not possible every year due to requirements and loan condition that make things difficult for all groups in a Real Estate Transaction.

For example, if your rich uncle leaves you a Commercial store, hotel, ranch, home in a will....If you do not act fast enough you could loose it to the taxes since some properties can take several months or years to find a qualified buyer without having to drastically reduce the price to an investor. Crypto Currency DEFI LOANS can help you do this transactions faster, easier to qualify for buyers and without so much requirements. They even offer TOKENIZATION of the property to be sold this way a "Motel" worth 1 Million can be divided in 200,000 Tokens at $5 a piece that anybody can buy using crypto. The Seller will benefit since more people can afford this property at $5 per Token for how many Tokens desires and gives buyer any future proceeds from the property in the future according to their token stake. On the other hand, Seller will benefit too money will start flowing with each Token sold. Allowing Seller to pay Taxes or use proceeds for life expenses as needed that in Centralized Financing will take several months or years to find a qualified buyer.

If you own several properties for example you can be denied credit to buy another property because your situation exceeds the limits needed by Centralized Finance....but Crypto loans can be the solution since crypto currency loans do not require same conditions to be met.

Also, for Business Owners it will make easy qualification to buy a home or another Business without such strict conditions to be met.

An American Citizen that was taken abroad when a children and lived for 25 years with his parents in Europe or Asia or a Foreign Citizen that moved to USA will not be penalized for not having Credit History or a minimum 640 Credit Score and given a 15 to 30% interest on a loan with 20% down payment. If buyer qualifies with his crypto DEFI loan will be perfectly okay. Same thing applies to young Americans with no credit history.

More Businesses are taking crypto currencies to pay for groceries, cars, hotels, services, homes or business now and it is growing exponentially with estimated 40 Billion in pools of money to lend in DEFI.