Create a Budget: Outline your income, expenses, and savings goals to identify areas where you can cut back and allocate more towards your down payment.

Automate Savings: Set up automatic transfers to a dedicated savings account each month to ensure consistency in building your down payment fund.

Cut Unnecessary Expenses: Trim non-essential spending, redirecting those funds toward your savings goal. This could include dining out less, canceling subscriptions, or buying generic brands.

Explore Additional Income: Consider a side hustle or freelance work to supplement your primary income, directing the extra earnings towards your down payment.

Take Advantage of Employer Benefits: Some employers offer assistance programs or benefits related to home buying. Check with your employer to see if any such opportunities are available to you.

Homebuying doesn't have to be challenging.  You will need a Realtor® who knows what they are doing.  Contact Michele Schumacher with JLA Realty to get started.