The real truth is that our once booming real estate market, has slowed down a bit.  That's the bad news.  The good news is that we continue to out-pace the rest of the country, proving that the Houston-Kingwood-Atascocita area is the best place to live and own real estate.  So, how do you put the current conditions to work for you?  That's an interesting thought . . . even the front cover of Time magazine a couple of months ago said that owning a home may not be a good thing any more.  Wow!  The dream of owning a home is The American Dream!  Unfortunately, we go used to rapid rising of prices which allowed us to sell and buy every year or two and make money.  Frankly, that kind of market is not sustainable!  A "good" real estate market has "ups and downs," and should be a stable investment over a 5-10 year period.  If you follow Dave Ramsey at all,  you should finance for no more than 15 years.  Then, your equity will build up at a good rate and you will never be "upside down" as many Americans now find themselves. Additionally, we should all learn to live "within" our means, rather than "above" our means.  Buying less than you max out at is a good idea, along with the 15 year financing term max.  The bottom line......buy low, sell high.  Now is the time to BUY and INVEST!  Call me to get started, 713-443-7653.I just refinanced my personal home and got a great rate(lower than most car loans)..Don't wait to purchase do it now while the rates are low.  I look forward to hearing from you and serving your real estate needs.  -Brenda Bass