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You know first-time home-buyer programs are out there.But how do you find the right one?Start by talking to a local mortgage broker. Theyll be familiar with the programs that are most likely to be...
A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the Un...
Its a big roadblock on the path to homeownership: the down payment. Now some lenders are backing away from FHA loans, the key program allowing low down payments and favorable interest rates for many new buyers.These lenders say st...
New mortgage rules draw some pretty clear lines about who should -- and shouldnt -- get a mortgage. If you fall outside the lines and your lender says no, you have eight other options. New mortgage rules are pretty clear about what you h...
Whether youve lived in your home for two years or 20, there is bound to be something about it you would like to change. Maybe you want to update your master bathroom or perhaps youve been sketching a garage addition.Whatever your...
When it's time to clean, have your trusty green cleaners at the ready -- baking soda, vinegar -- plus another ultra-cheap gem: hydrogen peroxide. You can use it anywhere, and can't beat the price: A...
Buying a house is exciting, intimidating and, honestly, a bit complicated. If you're like most young home shoppers, you'll spend close to three months just finding your home.It's an emotional roller coaster. You might...
This will be a little peek into the inner workings of a home loan. It's kind of like looking un...
Say it's the fifth day of temperatures over 98 degrees in South Carolina during a summer of record heat. Your air conditioning system has kept you cool through it all -- until now. The unit is still spinning, but the air coming out isn't...
When I was designing our dream home 15 years ago, I was chasing around our toddler while laying out rooms and selecting finishes. Back then, I didn't let Ben out of my sight and couldn't imagine a time when we...
