You may apply for a disaster loan at any time with SBA’s online Disaster Loan Application. Or you may mail your application to:
Processing and Disbursement Center 14925 Kingsport Road Fort Worth, Texas 76155
You may also apply in person at any FEMA Disaster Recovery Center (DRC) or SBA Disaster Loan Outreach Center to get one-on-one help from an SBA rep. To find a center near you or for help to apply by mail, contact our Customer Service Center using the Program Contact Information below. Homeowners and renters must first apply with FEMA.
Apply online: DisasterAssistance.gov Or by phone: 1-800-621-FEMA (3362) TTY 1-800-462-7585 711 or VRS 1-800-621-3362 there are several centers open now in Houston from 7am to 7pm Mon*Friday
Receiving help from FEMA will not be a determining factor in the future value of the house. The only thing that will be a huge factor is that the house flooded or it didn't. My buyers first question now is "did it flood?". A house that flooded will be less desirable to buyers.