No social number but wife ss number
1,491My credit score isn’t bad but I’ll do have a 2 broken leases. 1 was from when I was younger but now I’m older, I live in my current address for over 8 years half, and my other broke lease well I let my mom use my name to an apartment but they kick her out for nothing my sister was shot almost passed away , but thanks god it didn’t happen. So now that’s on my rental history, my situation is that my husband doesn’t have a social security number and he did apply for the Tin number but takes up to 2 months he said” he makes good income he gets paid cashed. I willing to know if anyone willing to work with us by using his income but my social security number we have 5 kids together, please anyone but I’ll do make s little income 1700 a month I get social security income and they asked for 3 x rent and 4 pay stubs anyone please
In general I am going to provide a few questions that should clarify some of your doubts.
For starters if you carry a social security number it doesn't mean that you have a type of visa that allows you to reside in the US. So there is a number of questions that one needs to clarify before moving forward. The scenario is "husband does not have a social security number but the wife does":
- Is wife a legal resident of the US? Perhaps she has a work Visa. Is it valid or when it will expire?
- yes wife does have a visa or permanent resident card but did husband already apply to obtain one of his own?
Lets just say, wife does have a work visa or is a permanent resident. The other question is, does she work? Does she make sufficient and verifiable income?
While there are products out there that require only a "number", does family have sufficient funds for a large down payment? Again does wife or whoever carries the ss or ITIN make enough verifiable income?
This is a delicate and complex product and it needs to be put together right or you and the agent will waste their time. if it is a NO to all of the questions above but you do have enough capital you can consider OWNER FINANCING options.
If the question is related to a cash transaction only (no home financing needed) than forget about what I wrote. Yes you can buy without a social security number but consider obtaining a ITIN for tax filing purposes.
Otherwise if it is a yes to most of my questions, please contact me so than I can further evaluate your options and get your and your family a new home.
John Canali
832-304-3607
john@johncanali.com
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#1 Awarded – Best AnswerI have had past experience with similiar situations and would be able to assist you. Feel free to connect with me, I would be able to go over some options with you. I can help guide you so can make the best decision on your next move with your family.
I have helped all kinds of people. Reach out to me tomorrow and I will see how I can help.
Chris
832-859-8698
ChrisRealEstatePro.com
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