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Shannon Register's Blog

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COLDWELL BANKER UNITED, REALTORS - CYPRESSWOOD
        EMAIL ME        6905 Cypresswood Dr, Spring, TX 77379     Phone: (281) 655-2000     Fax: (281) 655-6000
I am a Full Service Realtor and can help you with all of your buying and selling needs in and around Houston with a focus on the north west neighborhoods. I have a proven customized marketing plan that sets me apart from other Realtors and sells houses. Call me today to learn how I use cutting edge technology to sell houses fast. I would like to sit down and talk to you about what I can offer you when you get ready to sell your home.

$128,750 – 6511 Bridgegate Dr, Spring, TX 77373

 

6511 Bridgegate Dr, Spring, TX 77373

Home is ready for move in with too many upgrades to mention. Here are a few: abundant storage ,huge backyard for children & entertaining, oak cabinets, tile floors, hardwood floors, new carpet throughout, chair rail, two sets of French Doors, detailed trim work, insulated double pane windows & radiant heat barrier to lower electric bills, detached building can be work shop or converted to extra quarters, fresh paint, water softner, refrigerator, washer & dryer included, ceiling fans, updated baths & kitchens and new addition built in 2003 added 900sqft. (more…)


"$128,750 – 6511 Bridgegate Dr, Spring, TX 77373" was originally posted as a blog post at Shannon Register, Realtor® on November 19, 2009.

Shannon Register, Realtor® named "Best Real Estate Blog in Texas by the Mays Business School Real Estate Research Center at Texas A&M University.

© 2008-2009 Shannon Register, Realtor®

 

Breaking News/RISMEDIA, November 6, 2009 – After the Senate gave final approval last night without a dissenting vote, the House of Representatives voted overwhelmingly this afternoon to pass legislation containing an extension and expansion of the home buyer tax credit, completing Congressional action and sending the tax credit to President Obama for his signature, possibly as early as tomorrow.

The $8,000 homebuyer tax credit for first-time buyers, due to expire in 25 days, will be extended through April 30 of next year and buyers will have an additional two months, until the end of June, to close.  First-time buyers who are in the process of making a purchase will no longer need to worry about qualifying for the $8,000 tax credit if they close after the November 30 deadline.  The new legislation increases the income limit for couples with income up to $225,000, a nearly $55,000 increase above the level in existing law.

For the first time, the new legislation makes buyers who already own a home eligible for a credit.  A $6,500 maximum credit will be available to existing homeowners who have lived in their current residence for five of the prior eight years.  The legislation limits eligibility for the existing homeowner credit to homes worth $800,000 or less.

The legislation takes effect December 1 and is not retroactive.  Both credits are available only for primary residences, not second homes or investment properties.


"Congress Approves Home Buyers Tax Credit Extension" was originally posted as a blog post at Shannon Register, Realtor® on November 17, 2009.

Shannon Register, Realtor® named "Best Real Estate Blog in Texas by the Mays Business School Real Estate Research Center at Texas A&M University.

© 2008-2009 Shannon Register, Realtor®

 

 

I have received so many complimentary emails & phone calls in response to the American Flags my assistants and I put out in the Spring Lakes neighborhood to recognize Veteran’s Day.  Some people have told me they’ll keep them and put them out on the next flag holiday.  Others have told me how much more enjoyable their jog or bike ride went on Veteran’s Day.  I appreciate all of your positive feedback.  I love this neighborhood and wanted to commemorate the holiday and share in it with all of you – my friends and neighbors.  Many of you know my husband is a Veteran of two wars, so the holiday has great meaning for us personally.  I did have one person complain about marketing with a flag, but our Coldwell Banker United, Realtors owner Richard Smith is a proud Veteran that fully supports this Coldwell Banker tradition.  However, in the future, the U.S. Flag Holiday Service will be placing flags in Spring Lakes for a fee of $40 per year that supports the local Boy Scout Troop.  Their service begins on President’s Day 2010.  To learn more or sign up you can email Assistant Scoutmaster Phil Cherry at SpringTroop594@gmail.com or call 713.677.1814.  Thank you Spring Lakes for making our neighborhood an easy sell.  You make it easy for buyers to want to move here.  You can visit http://BuySpringLakes.com to see how I can showcase your home to sell even in a down market.


"Flags Blanket Spring Lakes" was originally posted as a blog post at Shannon Register, Realtor® on November 12, 2009.

Shannon Register, Realtor® named "Best Real Estate Blog in Texas by the Mays Business School Real Estate Research Center at Texas A&M University.

© 2008-2009 Shannon Register, Realtor®

 

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FHA loans continue to be the loan of choice for the majority of first time home buyers, however, there is an upward trend where non first time home buyers are utilizing the FHA mortgage loan option as well.   FHA fixed rate mortgages (15, 20, 25 or 30 year terms) offer a low down payment and provide the security of a fixed payment.  FHA financing is primarily used by customers with limited funds to close, requiring a minimum investment of 3.5% into the transaction. Conventional Loans require a minimum investment of 5%.  FHA loans is also more forgiving of credit challenges. Customers finding credit limitations with conventional financing may find a solid alternative through FHA. 

 Additional Benefits of FHA loans over Conventional Loans

  • Borrowers 3.5% down payment contribution can be gift funds.
  • You can obtain a better interest rate with lower credit scores.
  • Up to 6% seller concession toward borrowers closing costs.
  • Student loans are not counted in the ratios if deferred for 12 months.
  • FHA Mortgage Insurance is much lower than Conventional PMI.
  • FHA loans are assumable.

 Based upon the thorough review of a loan scenario will determine whether an FHA loan or Conventional loan meets the borrowers specific mortgage loan needs.  Unlike the past, FHA loans are much easier to do and should always be considered as a viable option for potential borrowers that want to limit the amount of funds they put into a real estate transaction. 

“Looking out for your best interest far more than just a fixed rate,”  Terry Traylor.  Call me today for a Mortgage Pre-Approval (713.705.1244) for your next home or visit my website at www.abmmtg.com.


"FHA Loans vs. Conventional Loans" was originally posted as a blog post at Shannon Register, Realtor® on November 6, 2009.

Shannon Register, Realtor® named "Best Real Estate Blog in Texas by the Mays Business School Real Estate Research Center at Texas A&M University.

© 2008-2009 Shannon Register, Realtor®

 

The Open House for Serene Springs Lane in the Springs Lakes Subdivision has been cancelled.  It was supposed to be held open from 6-8pm on Tuesday November 10th.  The other two homes in Spring Lakes that were advertised in the Houston Chronicle will continue to be held open from 6-8pm on November 10th.  Hope you will come out and see what Spring Lakes has to offer.  You can learn more at http://BuySpringLakes.com

Open Houses November 10th, Tuesday, from 6-8pm

415 Spring Lakes Haven & 25518 Myrtle Springs, Spring, Texas 77373 

I will be getting flags out to the entire neighborhood for Veterans Day, so I have two other agents that are holding these homes open for me.  Feel free to contact me if you have any questions about these homes 832.628.SELL (7355)  or if you would like to learn more about selling your home.


"Open House Update" was originally posted as a blog post at Shannon Register, Realtor® on November 7, 2009.

Shannon Register, Realtor® named "Best Real Estate Blog in Texas by the Mays Business School Real Estate Research Center at Texas A&M University.

© 2008-2009 Shannon Register, Realtor®

 

On Tuesday, November 10th I will be holding open three of my listings in the Spring Lakes Subdivision.  You can preview the listings at BuySpringLakes.com.  They vary in floorplans and prices.  I hope you’ll come out to visit all three.  To get directions visit BuySpringLakes.com. 

415 Spring Lakes Haven Spring, Texas 77373

25707 Serene Springs Lane Spring, Texas 77373

25518 Myrtle Springs Spring, Texas 77373

See you Tuesday!


"Open Houses!" was originally posted as a blog post at Shannon Register, Realtor® on November 4, 2009.

Shannon Register, Realtor® named "Best Real Estate Blog in Texas by the Mays Business School Real Estate Research Center at Texas A&M University.

© 2008-2009 Shannon Register, Realtor®

 

WASHINGTON (Associated Press) – While an extension on the homebuyer tax credit remains under discussion, building permit applications fell 1.2 percent and overall residential construction rose 0.5 percent in September.

Construction rose 7.1 percent across the South last month. On a national scale, construction of single-family homes rose 3.9 percent to an annual rate of 501,000, while multifamily construction fell 15.2 percent. Overall residential construction posted a seasonally adjusted annual rate of 590,000 units.

The National Association of Home Builders’ index of builder confidence fell from 19 in September to 18 in October, a slip that builders attribute to the upcoming expiration of the homebuyer tax credit.

Real estate agents and homebuilders are urging Congress to extend the $8,000 rebate for first-time homebuyers, but some analysts and lawmakers argue that most homebuyers who receive it would have bought a home anyway.

The Associated Press also reported that the number of tax returns fraudulently claiming eligibility for the $8,000 credit could jeopardize efforts to extend the program. As of the end of September, the IRS has frozen over 110,000 refunds pending civil or criminal examinations, identified 167 criminal schemes and commenced 115 criminal investigations.


"Residential Construction’s Uncertain Future" was originally posted as a blog post at Shannon Register, Realtor® on October 30, 2009.

Shannon Register, Realtor® named "Best Real Estate Blog in Texas by the Mays Business School Real Estate Research Center at Texas A&M University.

© 2008-2009 Shannon Register, Realtor®

 

First American Title Insurance Company has a great answer to those questions!

A title insurance policy is an insured statement of the condition of title, or ownership of real property.  Prior to the issuance of a policy, a title report or commitment is prepared after a search of records, maps and documents affecting the parcel in question.  For a one-time premium, the policy protects the named insured against title defects, liens and encumbrances existing as of the date of the policy and not specially excepted from coverage.  First American Title Insurance Compnay stands behind it’s product.  Make sure you choose a good title insurance before you close on your next property.


"Why do I need title insurance and what is it?" was originally posted as a blog post at Shannon Register, Realtor® on October 30, 2009.

Shannon Register, Realtor® named "Best Real Estate Blog in Texas by the Mays Business School Real Estate Research Center at Texas A&M University.

© 2008-2009 Shannon Register, Realtor®

 

According to Rob Cook, the 2009 MLS Chairman and the Houston Association of Realtors, we met a few milestones back in August and I wanted to share them with you.  The median price for a single-family home rose for the 4th straight month to the 3rd highest level of 2009 ($160,880.00).  The average price of a single-amily home reached its 3rd highest level of the year ($213,396.00).  Month-over-month volume of single-family home sales reached the 3rd highest level of 2009.  Month-over-month volume of townhouse/condominium sales reached the 3rd highest level of 2009.  Month’s inventory of singel-family homes dipped from 6.7 to 6.5 months compared to the national average of 9.4 months.  This is all good news for the housing market that I wanted to share with you as you are making real estate decisions as we head into 2010.


"Houston Real Estate Milestones" was originally posted as a blog post at Shannon Register, Realtor® on November 2, 2009.

Shannon Register, Realtor® named "Best Real Estate Blog in Texas by the Mays Business School Real Estate Research Center at Texas A&M University.

© 2008-2009 Shannon Register, Realtor®

 

Let me start by telling you how NOT to pick a real estate agent. Do not call a real estate company and pick the first agent that answers the phone. Don’t let a relocation company assign an agent to you.

Is that how you’d pick a doctor, a dentist, or even an item you’re buying?

There are many real estate companies and many real estate agents. All agents are not Realtors.  Only Realtors are members of the National Association of Realtors.  Carefully select the agent you are going to use. Buying or selling a home is a big decision. Selling is the most important because how the agent markets your home will be the difference between selling and sitting on the market showing and never selling. After your home sits on the market for a year without selling, it becomes increasingly harder to sell and you are most likely not going to maximize your value after sitting on the market for over a year.  Plus, you’re going to be really frustrated!  Do some homework on the internet and figure out who specializes in your area. If you are moving out of town, ask a trusted Realtor for a referral to an agent that specializes in the market you are moving to.

It amazes me how many people walk into a builder’s model home and look at what they offer and pick a house and sign a contract. STOP! You have no representation when you do that. You have no one looking out for your best interest or reading the fine lines in the contract or negotiating a better deal for you or asking hard questions on your behalf.

The reputation, distrust and dislike for Realtors in our culture pains me. Unlike car sales man and investment bankers, we actually have to follow a strict code of conduct. We actually have a duty to disclose information to our clients.  We have to follow high standards, but it is our service that varies between agents.

When you need a Realtor there are several things you should think about. First, why do you need a Realtor? If you are a buyer your main concerns should be with finding an agent that knows the market where you are moving and can find you the property that meets your search criteria. If you are a seller, you will want a Realtor that can price the house right, has an outstanding marketing plan and negotiating skills. You want that Realtor to get your home sold in the least amount of time and maximize your value.  Ask them about their Realtor designations, education level, continuing education, their broker, their communication style, availability, and what services they can offer you.  Negotiating skills are also very important.

Many real estate companies have a phone desk at their office where people call in about houses and agents are answering the phone. I sit on “property desk” a few hours every month.  Sometimes buyers call in, they make an appointment, and we go see the property. Then they buy it. They just randomly called in and happened to get a me – a good agent.  But there are bad agents out there and I always think about the fact that they could have gotten a bad agent. You want an agent that will truely represent your needs and work for you in your best interest.  You want someone that will keep you updated and stay in communication.  Buying or selling a home is a big decision. Don’t leave it to chance. Choose a Realtor that you will enjoy working with that has been educated and is a leader in the real estate industry.

Nomatter where you live, if you need help choosing a good agent, call me. I can help you find a good agent nomatter where you live or where you’re moving to. I have built a great network of Realtors that I trust to take great care of my clients. If you are buying or selling in The Woodlands, Spring, or anywhere in Northwest Houston, I’d like to help you about your real estate needs. Google my name and read about me on my website.  I offer informative videos, information, news, and you can search the entire Houston Multiple Listing Service on my site.  I want you to have the best real estate representation you can get, so don’t leave your home buying and selling to chance.  Call me today to see how I can help you Buy or Sell.

832.628.SELL – Direct  

Sellers, Check out BuyandSellwithShannon.com/Sell
Buyers, Check out BuyandSellwithShannon.com/Buy


"How do I choose a Realtor?" was originally posted as a blog post at Shannon Register, Realtor® on October 29, 2009.

Shannon Register, Realtor® named "Best Real Estate Blog in Texas by the Mays Business School Real Estate Research Center at Texas A&M University.

© 2008-2009 Shannon Register, Realtor®

 
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