There are many ways to cut back and same money for a down payment.

Let me help you with some ideas here. If you do not own your own home, if you rent, live with your friends, or want to buy a different home for any reason, you need to save for a down payment!!

January is the best time for new sheets and towels!

February is the best month to buy winter clothes for this coming winter!

March small electronics are the best deals in March!

April is a great time for cookware and other house hold items!

May best month for yard sales, garage sales!

June is the gym membership sale for many!

July is good time to buy an auto or carpet for the home!

August is when summer gear goes on sale!

September is best prices for back to school items!

October, November and December coming later!

Marie