Carmelita Black

Exp Realty LLC

Carmelita Black's Real Estate Blog

Strategic Tips For Buyers And Sellers...

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How Much Home Can Your Lifestyle Afford?

February 11th, 2020

This article was contributed by financial expert and blogger Mary Beth Storjohann, CFP, author, speaker, and founder of Workable Wealth. She provides financial coaching for individuals and coup...

Drone Photos Help Home Sellers Rise Above Competition

February 7th, 2020

Drone photography is taking off as a tool for selling and renting homes. More than ever, real estate professionals rely on the unmanned flying machines to set their listings apart from the competition. Up until now, drone photos...

Super-Busy People Reveal Their Habits for a Tranquil Home

February 5th, 2020

Life is crazy. Cah-ray-zee. And while you wouldn’t have it any other way from 9 to 5 (OK, more like 8 to 7), the insanity should stop at your front door. That’s why...

Sold!!! - Price Improvement Home For Sale in Conroe: 4287 Roaring Timber Drive, Conroe, TX 77304

December 30th, 2019

How to Seal Out Drafts and Seal in Comfort

November 24th, 2019

An average home loses up to 30% of its heating and cooling energy through air leaks. The most significant air leaks tend to occur around windows and doors. To stop air leaks and prevent your home heating and cooling dollars from...

Buy a Home With Just 3% Down? Yep, It’s Possible

November 24th, 2019

Buy a Home With Just 3% Down? Yep, It’s Possible   For years, the Federal Housing Administration was the king of the low-down-payment mortgage mountain. Now, Fannie Mae and Freddie Mac, the government-sponsored ente...

How to Size Up Your Property Tax Assessment

November 9th, 2019

How to Size Up Your Property Tax Assessment   As property values rise, a creeping tax looms. Left unchecked, property tax bills can swell over time. To prevent this annual pain in the pocketbook from getting out of con...

Documents You Need for Mortgage Pre-Approval: A Checklist for Each Type of Loan

November 6th, 2019

If you're serious about buying a home, getting pre-approved for a mortgage is a critical step. It’s also a tedious one. Lenders seem to want a mountain of documents and have so many Yet the payoff is...

Is a Buy-and-Hold Investment Worth It? 5 Questions to Ask Yourself

November 4th, 2019

A smart investor can turn a buy-and-hold property into a consistent means of earning a monthly income and a good risk-adjusted return on your investment. Finding and keeping the right...

FHA Loan vs. Conventional Mortgage: Which Is Right for You?

October 25th, 2019

When exploring mortgage options, it’s likely you’ll hear about Federal Housing Administration and conventional loans. Let’s see, FHA loans are for first-time home buyers and conventional mortgages are for more established buyers ...

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