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Ruby Vu

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Realty Associates

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Guiding you to the process of selling or buying a home.

When you are thinking of buying or selling a home the first thing you should do is to find a license realtor that will give you a market analysis and assist you every step of the way . The market analysis will help you determine weather a home is being price correctly or is over price in today's current market. As a seller you want your home to sell in today comparative market rate and the appraisal would be approve. As a buyer you do not want to over pay for a home so, a market analysis Subscribe

Should I Pay for Home Renovations by Refinancing?

November 17th, 2021

Low interest mortgage rates have given some homeowners the option to refinance their mortgage and free up extra cash, either through lower monthly mortgage payments or a cash out refinance in which they borrow against the equity in their...

First-Time Home Buyer Tax Credit Ended but Help Exists

November 10th, 2021

Looking for the first-time home buyer tax credit? You may be thinking of the federal program implemented under the Obama administration. We hate to be the bearer of bad news, but it doesnt exist anymore.However, d...

6 Things You Need to Know Before Buying a Historic Home

November 3rd, 2021

Lisa Hassler knows historic homes inside and out. Not only is she a real estate agent specializing in historic homes in Cape Cod, Massachusetts, but she also has owned two of them herself. One of the things she loves about historic homes...

Seven home improvement projects that could save you serious money

November 3rd, 2021

As part of our ongoing effort to provide guidance on how to be energy efficient and save money on your electric bills, weve created a do-it-yourself section filled with common tips and tricks to help you make the most of your home. Here...

Are Home Warranties Worth the Cost?

October 27th, 2021

When Courtney St. Gemme-Chandler and her husband bought an older home in Aurora, Colorado, in 2012, they assumed it would need some minor TLC. But their elation at the closing table soon turned to frustration when the house started falli...

The Benefits of Credit Counseling for Homebuyers

October 13th, 2021

Buying a home is a complicated process. Its usually the biggest financial transaction of a persons life, and often involves taking out a mortgage to pay for the new digs.Paying off such a large debt is a serious commitment, but it...

Are You Getting the Home Tax Deductions Youre Entitled To?

October 6th, 2021

Owning a home can pay off at tax time.Take advantage of these home ownership-related tax deductions and strategies to lower your tax bill:Mortgage Interest De...

Underwater with Two Mortgages? Here are 5 Ways to Refinance

September 29th, 2021

The mortgage market is awash in programs to help underwater home owners refinance, but if you have a second mortgage or a home equity line thats causing you to owe more than your home is worth, you could be left high and dry.If th...

Invest or Pay Off Your Mortgage? How to Decide

September 22nd, 2021

Its a heated debate that rivals French press versus pour-over coffee and Star Wars or Star Trek. But while all three topics might get passionate believers on both sides all worked up, investing or paying off your mortgage is a ch...

Should You Refinance Your Mortgage If Youre Near Retirement?

September 15th, 2021

Its tempting to refinance, given todays low interest rates. Switching to a new loan with a lower refinance rate can cut your monthly payments and free up money for other needs.But what if youre close to retirement -- does refinanc...

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Guiding you to the process of selling or buying a home.
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